Advantages of applying for a HDFC Home Loan

Variety of product offerings:-
HDFC offers a wide range of Loan Products to meet your needs. Their range of loans are, Home Loans, Home Improvement Loans, Home Extension Loans, Loans to professionals for office or clinic, Home Equity Loans (Loan Against Property), Loan Against Rent receivables, Short Term Bridging Loan.
Also they give you an option to choose between a fixed rate and floating rate
And a 2-in1 home loan. Where you can get the benefit of both fixed and floating rate interest

HDFC Realty:- They also help customers in buying ,selling and leasing property.

Counseling:- They have appointed home loan counselors who give advice to customers in regard to documentation , any kind of approvals even technical advice.

Door step service:- You can call their representatives home to assist you with your home loan.

Multiple Repayment Option :-
Accelerated Repayment Scheme:In this option you can increase the EMI amount so that you can close the loan faster. Whenever you have the excess funds.

Step Up Repayment Facility: Customers who are younger can avail of bigger loans based on their future income.

Tranche Based EMI: This option helps customers who purchased an under construction property to save interest. As although the property is not ready they still have to pay interest. This facility is called tranche based EMI.

Flexible Loan installments Plan :In this plan the customer his parents or children who want to
buy property together can combine their income and take a longer term loan.

- Easy loan repayment options :-
They offer mostly 3 options for the loan repayment which are
ECS (electronic clearing system) facility, Post dated cheque and you can even do a payment directly at their offices.

Post disbursement Service:- They pro actively send you the Income Tax Certificate which helps you to claim tax.

- Network :-They have a network all over India and provide home loans in about 2400 cities, with over 200 offices and 90 outreach programs.
For More Information, Please visit:www.deal4loans.com

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