Loan for personal Home at Low Intrest rate

HDFC (Housing Development Finance Corp), has decided to give loans at a fixed rate of 8.25% per annum. HDFC’s new offer will be for all new loans taken before April 1, 2010, and the 8.25% Home Loan rates will remain fixed till March 2012. Thereafter, depending upon the loan amount, the customer will move to a floating rate structure, applicable on April 1, 2012. NRIs and PIOs can also get loans at this reduced rate, an HDFC release said. Over the last few months, SBI had been offering home loan at as low as 8% fixed for the first year and afterward moving to a higher rate. Compared to HDFC’s 8.25% offer, SBI offers home loans of up to Rs 30 lakh at 8% for the first year, 8.5% for second year and from third year onward it moves to a floating rate, the bank said. The hugely advertised 8% rate from SBI had generated substantial interest among home buyers since it was launched. According to industry estimate, for a 20-year loan of Rs 30 lakh and considering present rate formation is ...

Variety of product offerings:- HDFC offers a wide range of Loan Products to meet your needs. Their range of loans are, Home Loans , Home Improvement Loans, Home Extension Loans, Loans to professionals for office or clinic, Home Equity Loans (Loan Against Property), Loan Against Rent receivables, Short Term Bridging Loan. Also they give you an option to choose between a fixed rate and floating rate And a 2-in1 home loan. Where you can get the benefit of both fixed and floating rate interest HDFC Realty:- They also help customers in buying ,selling and leasing property. Counseling:- They have appointed home loan counselors who give advice to customers in regard to documentation , any kind of approvals even technical advice. Door step service:- You can call their representatives home to assist you with your home loan. Multiple Repayment Option :- Accelerated Repayment Scheme:In this option you can increase the EMI amount so that you can close the loan faster. Whenever you have the excess...

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